Ticket to Ride
The PayiQ Blog
Towards a Brighter Future: Q4/21 Brought in Plenty of New Business
By Pirkka LankinenCEO at PayiQThe shift to mobile may be old news in some industries, but in others, like mobility, it still powers significant change. That’s at least our explanation for our growing numbers. For example, at the beginning of 2022, we saw the best...
Switching Gears: Q3 Was Our Best Quarter Ever
By Pirkka LankinenCEO at PayiQIt's no secret that running a smart mobility company has been challenging when people stay at home. But now, the tide is turning, and we are in an excellent position to ride the recovery wave. For PayiQ, Q3/21 was our best quarter ever....
The Growing Power of Super Apps
By Elena LipchenkoRegional Director, Russia and CISThe trend of Super Apps is coming to the West from the East, where the biggest players have won the attention of users and become front-screen apps that continuously add new services. In essence, Super App is a single...
COVID-19 Recovery Is an Unfolding Opportunity
No one would like to revisit 2020, but the transition to 2021 doesn’t feel easy either. While 2020 was a battle for survival for many, 2021 might be the battle for the survival of the fittest. It is a somewhat exhausting thought but at the same time an invigorating opportunity.
Banks Are Changing Their Role to Become One-stop Shops
Nowadays we observe how many banks are going through metamorphosis towards high-tech companies with a banking license. Many banks started to apply the term “ecosystem” in their business vocabulary. Big actors are aiming to become serious competitors to one-stop tech companies like Google, Amazon, and Alibaba. At first, this approach was perceived ambiguously by participants in the banking sector. But now it is becoming quite obvious that the chosen strategy is valid and far-sighted. For example, Russian Sberbank ecosystem includes more than 20 companies which are not directly related to the traditional banking business.
Covid Shifts Focus from Competition to Cooperation
Covid has definitely been a game changer in mobility. First it brought on a disaster when people stopped moving, and while the hard times are dragging on, it is slowly also triggering changes in thinking, many of which are welcome. One of them is a strong trend towards partnering. The idea of organizing relationships among actors in a field through partnering instead of competition or subcontracting is of course nothing new. Airlines have formed and run successful partnerships for decades. But in ground transportation competition, subcontracting and monopolies have been the standard.
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